Are Dental Implants Covered by Your Dental Insurance Plan?

If you’re missing one or more teeth, you know just how difficult it can be to complete daily tasks, like eating, speaking clearly, and smiling with confidence. Thankfully, dental implants are available to restore your smile, but you know they are quite an investment. Will your dental insurance be able to help you along the journey or will you be left on your own? Continue reading to learn more about how your insurance will play a role in the process of getting dental implants.

Does Dental Insurance Cover Implants?

While most dental insurance plans cover preventive care and partially cover emergency treatment costs, dental implants are placed in a completely different category. There are several different limitations on most insurance plans because the coverage you receive will depend on the amount that your employer wishes to spend on the policy or what is included in your private plan. Ultimately, the amount that is covered will typically vary based on the reason that you need to get implants in the first place. Both medical and dental insurance could end up playing a role. Your medical insurance may cover part of your procedure if your tooth loss is a result of:

• Trauma to the mouth
• A medical condition that resulted in tooth loss
• Congenitally missing teeth

In some cases, your crown or bridge being attached to the implants may be partially covered in your dental insurance plan, while the titanium implant is included in your medical insurance. Many dental insurance plans will not cover the surgical portion of dental implant treatment. Ultimately, to get the full details of your coverage, you will need to contact your insurance providers before moving forward with your treatment.

There are numerous factors to consider when you are looking into getting dental implants. If you have implant coverage from your dental insurance policy, you should still ask about the plan’s annual limit. You may want to plan your treatment in several stages to maximize your coverage.

Are Implants Worth Their Cost?

Dental implants are an investment, but you are simultaneously investing in your oral health and appearance. Their initial cost may seem much higher than other tooth replacement options, but you could end up saving money in the long run. This is because they are long-lasting and prevent issues related to bone loss.

When you have dentures or dental bridges, you may need to have them repaired, replaced, or adjusted after only a few years. On the other hand, implants can last upwards of 25 years and even the rest of your life with proper care. Many patients find that having their smile restored for good is a priceless option!

Still not sure if dental implants are the right option for you? Schedule a consultation with your dentist so you can discuss if you make a good candidate and address any questions that you may have. This way, you can create a plan to meet your unique needs!

About the Practice

At OraBell Dental Implant Centers, we have a skilled team including a restorative dentist, Board-Certified Periodontist, and Board-Certified Endodontist. With their combined expertise, patients can get pretty much anything they need under one roof. If you’ve struggled with tooth loss and are considering dental implants, we’d be happy to help! For more information or to schedule a consultation at our office in Van Nuys, visit our website or call (818) 446-9988.